BENEFITS NO MATTER WHAT THE FUTURE HOLDS!
... What if I need long-term care? You'll be reimbursed for qualified long-term care expenses. There's no deductible or waiting period.
... What if I don't need long-term care? Your policy provides an income tax-free death benefit.
... What if I change my mind? There is a life time money back guarantee backed by one of the highest rated and largest institutions in the USA!
Eliminate the risks of self-insuring and having to decide which assets to sell first should the need for long-term care arise. You'll get more for your long-term care dollar with benefits much greater than your premium. You decide - single premiums from $25,000 to $500,000.
This product satisfies the concerns prospective purchasers of Long Term Care Insurance (LTCI) have.
... 1. there’s no risk of an increase in premium since there’s a single payment.
... 2. the cost is the loss of earnings on the initial payment, which in today’s interest rate environment is quite low.
... 3. the plan addresses the use it or lose it objection, since either the owner can get the initial investment back at no cost (other than the loss of investment potential while it was in the policy) or her heirs will receive a death benefit.
